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Travel agencies, holiday resorts and hotels can also utilize the services of merchant account. Providers also extend there processing business deals to travel agencies, hotel and resorts. The most suitable type of merchant account for hotels and travel agencies is the online merchant account. If you are just starting the travel and tourism business, you have to follow the steps of those that are ahead already in the business, making high turnovers monthly.

Take a look at all travel agencies, resort centers and hotels around the world; any one of these making businesses standing out with great profit margin is also operating online. In fact, all travel agencies and hotel also do business online, apart from the fact that they run a physical business which serves as a base to the internet business. The physical office might be the base, but as it is the actual business comes from the online transactions, for instance, any one interested in taking a trip will immediately browse the web for all the information available on his or her destination, this research will lead to the website of a traveling agencies. Upon enquiry at any agency, there will be a registration and then the traveler will be informed about the destination of his proposed journey with every other travelling arrangement, like the hotel booking, flight schedule and car hiring services. All of this is done by the travel agency online or offline.

Almost every travel arrangement is carried out online and the traveler will only need to key in his credit or debit card number and the required services will be offered. Most flight arrangements are made without going to the airport or stepping into the physical office of any agency it is done through the internet, the website address of the airline is used and within seconds the traveler has arrived the site of the airline, travel agency or hotel, every other part of the journey is planned from this point to the time of return.

The merchant accounts used by the travel agencies are broad based to handle the risks involved in the business, since the tourism and travel business is not very stable in regards to the finances received. An unsatisfied client can ask for a refund and that can impact the credit card processing system negatively, leaving behind a trail of fees to be paid. Because of the risk factor involved in this business, the business owner needs to always operate the high risk merchant account to safe guard the business always. The travel agencies are considered a huge financial risk by banks and other financial institution, but while operating this kind of account that guards against the risks involved in the business, the merchant can be assured of progressing periodically in terms of business turnovers.

In summary, travel agencies, resort centers, and hotels should use high risk merchant accounts so as to enable customers use credit cards. It will also reduce the risks involved in the business. All travel agencies, resorts and hotels succeed better when online as there customer base is increased, since they can be accessed from different parts of the world.

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